Cost should never stand between you and the smile you deserve. We work with the nation's leading healthcare financing partners so every patient can say yes to the treatment they need.
We are pleased to accept both CareCredit and Sunbit — two of the most trusted names in healthcare financing. Pick whichever works best for you.
We are pleased to accept the CareCredit healthcare credit card. CareCredit lets you say yes to recommended dental procedures — from crowns and oral surgery to routine checkups — and pay for them in convenient monthly payments that fit your financial situation. It's a credit card that helps cover treatments for you and your family that insurance may not fully pay for. Once approved, you can use CareCredit again and again across thousands of healthcare providers including dental, vision, hearing, and veterinary care.
*Subject to credit approval. Minimum monthly payments required. Visit carecredit.com for details.
Sunbit is built for everyone — including patients who may not qualify for traditional financing. Sunbit uses a soft credit inquiry so applying won't impact your credit score. Get a decision in seconds and choose monthly payment terms that fit your budget. Sunbit approves more patients than traditional lenders and has helped millions of Americans access the healthcare they need without the wait.
Monthly payment amounts vary based on term and amount financed. See sunbit.com for full details.
Schedule your free consultation below or call us at (623) 846-0575. No charge, no commitment.
Dr. Zapata creates a personalized treatment plan with a clear, transparent cost breakdown.
Apply for CareCredit or Sunbit directly — both take minutes and you get a decision immediately.
Start treatment right away and pay on a schedule that works for you — on your timeline.
Fill out the form and our team will confirm your appointment within 24 hours. We're happy to walk you through all your financing options in person — no pressure, no commitment.
Sunbit uses a soft credit inquiry for pre-qualification, which does not affect your credit score at all. CareCredit may perform a hard inquiry when you formally apply. We recommend trying Sunbit first to see your options — it only takes seconds and leaves your credit untouched.
Costs vary by treatment. Veneers typically range from $800–$1,500 per tooth; whitening starts around $299; crowns and restorations vary by case complexity. With financing, monthly payments can be as low as $50–$100/month depending on your plan, term, and treatment total. Dr. Zapata will provide a clear cost breakdown at your consultation.
Yes — we accept most major dental insurance plans including Delta Dental, Cigna, MetLife, Aetna, and more. Financing through CareCredit or Sunbit can also cover your out-of-pocket portion after insurance pays. We'll verify your benefits at no charge before your appointment.
We can combine your insurance benefits with financing and a small down payment to cover the difference. Our team will work with you personally to find a solution that makes your treatment happen — we want every patient to get the care they deserve.
Yes — CareCredit can be used for virtually any dental service, including routine preventive care. Once you have a CareCredit account, you can use it across thousands of healthcare providers nationwide, not just at Zapata Dental. Ask our team about using your card at your next visit.
Sunbit is designed to approve patients in seconds — not days. The application is quick, the soft credit check won't affect your score, and you'll know your options almost instantly. Many patients apply right in our office before their appointment begins.
Apply for financing today or book a free consultation to talk through your options — no pressure, ever.